General Liability for Garage Insurance

General Liability Coverage for Garage Insurance protects your business from accidents and incidents that you are responsible (or liable) for. It protects you from a ton of things that can happen in the day to day running of your business, including coverages like:

Premises and Operations Exposure –

This protects against things that can happen on your property to your customers – or anyone else that walks on the lot or into your shop.

Think of slipping and falling or any other kind of way people could get hurt on your property. This covers their medical expenses and your legal fees if they sue you.

Personal and Advertising Injury –

This coverage protects you from things like libel, slander, invasion of privacy, copyright infringement, or any number of other examples of legal trouble. If you act in way that someone else take offense to and they take you to court, this is the part of the coverage that protects you and helps pay for legal fees and damages.

Products-Completed Operations Exposure –

This is a mouthful of a protection that boils down to this: if you perform faulty or defective work that hurts another person or their property, this is the coverage that protects you.

For the auto business, a good example is if you repair someone’s vehicle incorrectly, and they get into an accident because of it – this part of General Liability will cover the damages.

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